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Do आप have any tips for me to be good with my money when I start my job?

I am starting a job (Apprenticeship) soon and I want tips on how to not spend every penny I earn because I want to save for my future, so I don't stress when certain events happen.
 KezziRose1996 posted एक साल  से अधिक पुराना
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legend_of_roxas said:
आप should come up with a plan and stick with it. Your plan will depend on whether आप live with your parents, live on your own, या live with a roommate या roommates. Plan out on how much आप need to spend on what. First figure out what आप need to spend on food, bills, clothing, rent, and other expenses that आप absolutely have to pay for. Then आप have to figure out how much आप can spend on entertainment like going out with your फ्रेंड्स to the फिल्में या other stuff आप like to do. Don't spend too much money on stuff like that, because आप should put as much money as आप can into your savings. A good way to save money is to keep it in a bank, or, if आप don't have a banking account या you're just और traditional, आप can put your saving money into a jar and lock the jar up somewhere.
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posted एक साल  से अधिक पुराना 
Riku114 said:
Step 1) Come up with a good plan to save your money
Step 2) Plan to spend only a small portion of your money आप earn
Step 3) Think आप are doing a good job
Step 4) KPop decides your plans were funny
Step 5) Spend all your money on merch, albums, and possible future concerts

Dont resist. Its futile.
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 Step 1) Come up with a good plan to save your money Step 2) Plan to spend only a small portion of your money आप earn Step 3) Think आप are doing a good job Step 4) KPop decides your plans were funny Step 5) Spend all your money on merch, albums, and possible future concerts Dont resist. Its futile.
posted एक साल  से अधिक पुराना 
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Okay okay okay
Riku114 posted एक साल  से अधिक पुराना
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And is only somethign आप can do if आप can beat KPop's ability to suck आप dry of all your money :v XD
Riku114 posted एक साल  से अधिक पुराना
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Good luck with your money XD
Riku114 posted एक साल  से अधिक पुराना
MaxandMart said:
The best way to be good with your money is:
1. Record every penny coming in and out - if आप have a bank account - make sure that आप reconcile the statement each month. For the cash on hand have a good idea about how much आप have.
2. I know when I start a job, I want to buy my lunches at the near द्वारा rest. / deli / etc. Try to avoid this - take a lunch with आप - lunches out really add up.
3. If the work place is far away, try to team up with someone that has the same schedule as आप do - save on transport.
4. Before आप go to spend your money - make a सूची and try to stick to items on it - of course if there is something that आप buy quite often and आप see it is on sale - try to buy a little extra.
5. Take a small calculator with आप when आप खरीडिए - sometimes the larger sized items are cheaper per unit - but sometimes it may not be.
6. If आप have credit (or debit) cards - try not to use them for every transaction. Check with the bank - certain accounts may have transaction fees - some may be unlimited, etc. As far as the credit card is concerned - make sure आप pay it off each month.
7. If आप have to work shifts - find out if there are shift premiums. If there are - then try to take the shifts with the highest rate - some places that may be the Sunday shift (if it is not against your religion).

These are just a few to start off with - good luck - I hope things work out well for you.
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